If you have suffered an injury (whether a physical or psychological injury) through the fault of another party (even if that party is only partly at fault) then you will be entitled to make a claim against the person/s at fault (generally that person/s will have public liability insurance).
It is important that you seek legal advice from a solicitor to make sure you can make an informed decision about whether or not you have a claim worthwhile pursuing.
If you’ve been injured in an accident in a public place, at someone’s home, or on private property and someone else was at fault then you’re entitled to make a personal injury claim. (generally a person will have public liability insurance if they have home and contents insurance).
In order to have a personal injury claim someone must be found at fault – it is not a “no fault” scheme.
It’s really important to seek legal advice so that you understand your rights and can make an informed decision about whether or not to pursue a claim.