It’s high unlikely your claim would end up in court.

The vast majority of claims settle: only about 2% of matters actually reach a trial.  And those cases are often highly contentious or have some obvious technical issue involved.  These types of cases can usually be identified at any early stage in the life of a claim:  at a time when you still have the opportunity to extract yourself from it.

The overwhelming majority of claims are more straightforward and tend to settle through informal negotiation processes.